protect your life...
According Subagyo, et al. (1998: 84) The insurance premium is the money paid by the insured to the insurance company that can be determined in a certain way.
According Irmayanto July, et al. (1997: 144) premium is something given as a gift or charity or something that paid extra as a driver or a designer or pay anything extra above the normal payment.
by SoeisnoDjojosoedarso (2003: 127) as payment of insurance premiums the insured to the insurer, as a compensation fee for the transfer of insurance risk.
Thus the insurance premium will be :
1. Compensation costs for the guarantee given by the insurer to the insured to replace the losses that may be suffered by the insured (insurance).
2. Compensation costs for the guarantee of protection provided by the insured with an insurance company to provide a sum of money (benefit) against the risk of old age or death (in life insurance.)
Source : shooving.com
Premiums are very important for the party, because the premiums collected from the insured (which pretty much) in a relatively long time, will form a fairly large number of funds, and insurance companies from the fund will be able to:
1. Restore the insured to the economic position as before the loss.
2. Protect the insured from bankruptcy in such a way that can stand in position as the country before the loss. The insured's premium is also very important because the premium to be paid is the cost element for him that would affect the activities / levels of consumption. Therefore, high and low premiums in general will be a major consideration to the insured if he would shut down the risk by insurance or not.
with a variety of insurance suits many choices you have available in this world, so choose wisely insurance that you want to use, which can help you in your life if it is necessary to ensure all the risks and responsibilities can be covered by a company sure that you choose.
Source : shooving.com
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